FIRE Calculator

Project corpus growth and estimate years needed to achieve financial independence.

%

FIRE Target (25x)

Rs 0

Years to FIRE

0

Corpus at FIRE Year

Rs 0

Year-by-year corpus projection

Enter values to see projection

Frequently asked questions

What is the FIRE number?

FIRE number is the corpus required to cover annual expenses. This calculator uses a 25× yearly expense rule as a common baseline.

How are years to FIRE estimated?

The tool projects corpus yearly by compounding current savings and annual contributions until the corpus reaches the FIRE target.

What return assumption should I use for FIRE planning?

Use a realistic long-term portfolio return. Many planners use 10–12% for equity-heavy portfolios and lower rates for conservative allocations.

Should I include inflation in FIRE calculations?

Yes for real-world planning. This calculator focuses on nominal projections; increase expense inputs over time for inflation-aware planning.

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