SIP Calculator

Instantly estimate maturity value with interactive sliders and yearly chart.

%
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Invested Amount

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Estimated Returns

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Maturity Value

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Yearly growth projection

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Frequently asked questions

How is SIP maturity value calculated?

Maturity uses compound growth on monthly investments: each SIP installment grows at the selected annual return converted to a monthly rate.

What annual return should I assume for SIP?

Many long-term equity SIP plans use 10–12% for illustration. Conservative investors may use 8–9%. Actual fund returns will differ.

What is the difference between invested amount and maturity value?

Invested amount is total contributions (monthly SIP × months). Maturity value includes compounded estimated returns on those contributions.

Can I model step-up SIP in this calculator?

This version uses a fixed monthly SIP. For step-up planning, increase the monthly amount manually and compare scenarios.

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Once your investments are planned, optimize taxation using FY 2026-27 slabs.

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